Harvey Walker1 min read
Unemployment Rate Edges Lower
The unemployment rate dipped to 4.2% in June, but the improvement had little to do with a stronger job market. Instead, the drop reflected more than 700,000 people leaving the…
Personal Finance
Harvey Walker1 min read
Eli Castillo2 min read
Trump Won't Renew USMCA: Automotive Trade Impact
The U.S. has skipped renewing the USMCA, starting a decade long countdown and reigniting a fight over auto parts sourcing rules that could reshape car manufacturing across North America.
Harvey Walker3 min read
Six Figure Earners Priced Out of San Francisco by AI Elite
San Francisco home prices are rising faster than anywhere else in the country as OpenAI and Anthropic edge toward blockbuster IPOs, squeezing out even six figure earners.
Bobby Ramos3 min read
New Stablecoin Initiative Could Disrupt Crypto Market
A 140 member coalition is launching a rival stablecoin to USDC on Solana, sending Circle's stock tumbling and putting fresh attention on SOL, now trading near 82 dollars.
Jorge Hernandez5 min read
Do FHFA Home Prices Show Yearly Growth?
U.S. home prices dipped 0.1% in April as mortgage rates climbed past 6.49% amid Middle East tensions. Here is what the FHFA data, regional splits and a REIT proxy reveal…
Brandon Garcia2 min read
How Did Trump Earn $1 Billion?
Trump's newest financial disclosure shows 1.2 billion dollars in crypto income, dwarfing his real estate fortune, with big buyers including a billionaire facing federal fraud charges.
Eli Castillo3 min read
Former National Security Advisor Calls Iran's Hormuz Toll Threat Blackmail
Oil fund USO sits near 52 week lows as tanker traffic resumes through the Strait of Hormuz, but Iran's proposed toll scheme threatens to reignite crude volatility.
Eli Castillo3 min read
Trump Accounts Are Now Live: What to Know
Trump Accounts, the new IRA style savings vehicle for kids, have drawn over 6 million signups since launching July 4. Here is who qualifies, how withdrawals are taxed, and who…
George Price3 min read
How I Buy Phones Under $100
Apple's iPhone 17 starts at 799 dollars and climbs past 1000. Here's why a 64 dollar Android phone covers the same daily needs, and what the premium price actually buys.
George Price5 min read
Convertible Debentures Explained: Benefits and Risks to Know
Part bond, part stock option: convertible debentures pay fixed interest now with a shot at equity upside later. Here's how the conversion math, risks and rankings actually work.
Mitchell Rogers3 min read
Split Payments Explained With 3 Key Benefits
Ever wish you could pay for one order with two cards? Split payments make that possible, from grocery store checkouts to restaurant apps like Venmo and Lyft.
Cody Robertson4 min read
Nacha Explained: History and Its Role in Faster Payments
Nacha writes the rules behind every direct deposit, bill payment and bank transfer in the U.S. Here's what the nonprofit actually does and why faster payments are coming.
Norman Simpson4 min read
How Commercial Banks Shape Economies
What exactly is a commercial bank in 2024, and how does one get started from scratch? Here's a plain-language look at services, charters, capital and FDIC protection.
Lance Byrd2 min read
Monthly Retiree Costs for Americans 65 and Older
Americans 65 and older spent over $61,000 in 2024, with housing, transportation, food and healthcare leading the way. Here is how the numbers break down.
Lance Byrd4 min read
Middle Class Milestones Grow Unaffordable
Home prices have doubled, child rearing costs jumped 150%, and retirement now requires $1.46 million. Here's why the middle class keeps shrinking, and what it means for your money.
Cody Robertson2 min read
Momentum Trading Strategies and Tips Explained
Momentum investing is a strategy built on a simple, almost rebellious idea: buy assets that are already rising and sell them once they start to fade, rather than hunting for…
Mason Taylor4 min read
Top Bitcoin Debit Cards Ranked
Coinbase, Crypto.com, Wirex and Bybit all offer crypto debit cards, but fees, coin support and reward eligibility differ sharply. Here is how the numbers stack up.
Norman Simpson4 min read
Labor Unions Explained: Definition, History and Modern Examples
Union membership has fallen to about 10% of U.S. workers from nearly a third in the 1950s. Here is how labor unions negotiate, who belongs, and why participation keeps shrinking.
Russell Robinson2 min read
Continentals Explained: Meaning, History and Value
Continentals were the Continental Congress's paper money gamble during the Revolutionary War, and it failed spectacularly. Here's how the currency collapsed and what replaced it.
Cody Robertson3 min read
Why Aggregation Matters So Much in Financial Planning
Ever wonder how financial advisors see your whole money picture at once? Account aggregation pulls every account into one view, but only if you share it all.
Brandon Garcia5 min read
How a Thrift Savings Plan Actually Works
Federal employees get a retirement deal most private sector workers don't: higher contribution limits, automatic matching, and low cost index funds. Here's how the Thrift Savings Plan actually works.
Katelyn Marshall3 min read
Futures Rise After S&P 500, Nasdaq Weekly Losses
Comcast trades at 23.79 dollars with a 4.65 P/E and 5.55% yield months after its media and technology split announcement. Here is what the valuation and momentum data show now.
Mason Taylor4 min read
Net Worth for Americans in Their 30s Fell, Then Tripled
Median net worth for Americans in their 30s cratered after the housing bust, then tripled by 2022, the biggest rebound of any age group. Here is what the Fed's numbers…