Brandon Garcia

Brandon Garcia

Brandon Garcia digs into high-yield savings accounts, tracking rate shifts across online banks to help readers spot when it pays to switch. He favors plain-spoken breakdowns over jargon, often comparing APY math side by side so the numbers tell their own story. Weekends find him stress-testing sign-up bonuses and withdrawal rules firsthand, since he figures no cash strategy holds up until someone actually tries it.

16 articles

Wells Fargo CD Rates June 2026 Explained

Wells Fargo CD Rates June 2026 Explained

Wells Fargo pays up to 3.60% on special CDs for Relationship customers, but a $5,000 minimum, short terms and a required checking account complicate the deal.

How to Donate Old CDs to Charity

How to Donate Old CDs to Charity

You can't put a charity's name on a CD, but that doesn't mean the money can't get there. Here's how beneficiary designations, early withdrawals, and maturity dates actually work.

How Did Trump Earn $1 Billion?

How Did Trump Earn $1 Billion?

Trump's newest financial disclosure shows 1.2 billion dollars in crypto income, dwarfing his real estate fortune, with big buyers including a billionaire facing federal fraud charges.

How CD Compound Interest Works

How CD Compound Interest Works

Compound interest can quietly boost your CD returns over time, but how much depends on rate, term length and compounding frequency. Here is the math and what to compare before…

How a Thrift Savings Plan Actually Works

How a Thrift Savings Plan Actually Works

Federal employees get a retirement deal most private sector workers don't: higher contribution limits, automatic matching, and low cost index funds. Here's how the Thrift Savings Plan actually works.

Why Are Gas Prices So High Now

Why Are Gas Prices So High Now

Crude oil has plunged toward a 52-week low after a US-Iran peace deal reopened the Strait of Hormuz. Now President Trump is directing the DOJ to probe why gasoline prices…

Wendy's Stock Surges on WallStreetBets Push (WEN)

Wendy's Stock Surges on WallStreetBets Push (WEN)

Wendy's stock surged more than 27% after a Reddit post lit up WallStreetBets, but with same-restaurant sales down 8% and net income off 42%, investors are weighing a real turnaround…

Dow Jones Shakeup: What Replaces Verizon (VZ)?

Dow Jones Shakeup: What Replaces Verizon (VZ)?

Alphabet's Class A shares join the Dow Jones Industrial Average on June 29, replacing Verizon Communications. With GOOGL trading at $346.13 and an RSI of 37.25, here's what the index…