Clifford Thomas3 min read
5 Reasons Gen Z Seeks Financial Advisors Early
Gen Z is hiring financial advisors at age 23 on average, decades earlier than Boomers did. Here's why, and what it means for advisors and young clients alike.
retirement planning
Clifford Thomas3 min read
Bobby Ramos2 min read
Trump's Moves Speed Up Social Security's 2032 Demise
Social Security's trust fund is now projected to run out before 2032, months sooner than expected. Immigration policy and new tax law are accelerating the shortfall, and a 22 percent…
Clifford Thomas8 min read
Plan Administrators Embrace Alternative Investments: What It Means
Nearly a quarter of retirement plans may soon add private equity, real estate, and private credit. Here's how each alternative asset class has actually performed, and what it means for…
Curtis Butler3 min read
Net Worth Shapes Retirees' Financial Outlook
Retiree net worth hit $287,900 in 2022, fueled by home values and market gains. Here's what's behind the number, and how to protect your own savings in retirement.
Lance Byrd2 min read
Monthly Retiree Costs for Americans 65 and Older
Americans 65 and older spent over $61,000 in 2024, with housing, transportation, food and healthcare leading the way. Here is how the numbers break down.
James Chavez3 min read
How Many Americans Keep Working Past 65
Nearly 1 in 5 Americans 65 and older are still working or job hunting. Here's what the data shows about part time work, gender gaps, and what it means for…
Harvey Walker3 min read
Trump Accounts Launch: How the Money Gets Invested
Trump Accounts launch July 4 with all contributions defaulting into a rock bottom cost S&P 500 fund. Here is how the new child savings accounts will work and which funds…
Tommy Spencer6 min read
Social Security Cuts Loom: When They Could Hit
A Social Security benefits cut could hit as early as Q4 2032, slicing payments to about 78% of what's promised. Here's the math behind the warning, why the trust fund…