Family Opportunity Mortgage Explained: How It Works and Who Qualifies
How a niche conventional loan lets you buy a home for a parent or disabled adult child at owner occupied rates, without living there yourself.
Tommy Spencer
Mortgage Rates Rise Since Iran Conflict Began: How Much
Mortgage rates have jumped 30 basis points since late February as the Iran conflict rattles oil and bond markets. Here's what's driving the move and what buyers should do next.
Home Affordability Improved in June, Investopedia Index Shows
June brought a small improvement in home affordability as mortgage rates and home prices dipped, but income fell too. Here's what the numbers really show and what they leave out.
Mortgage Process Explained in Six Simple Steps
Six stages stand between a house hunt and a signed deed. Here's a skeptical, step by step breakdown of pre-approval, underwriting and closing costs, including where fees can quietly creep…
Fed Rate Cut in December: What It Could Mean for Mortgage Rates
Mortgage rates today are hovering near a 13-month low even as traders once again price in a strong chance of a December Federal Reserve rate cut, but history shows those…
Mortgage Rates Today: 30 Year Rate Stays Near One Month High
30 year mortgage rates held at 6.89% Friday after two days of increases. Here is what is driving the plateau, how Freddie Mac's average compares, and what borrowers should watch…
Mortgage Refinance Rates by State, July 31 2025
Refinance rates dipped below 7% again this week, but where you live still swings your rate by a third of a point. Here is the state by state breakdown and…
Deed of Reconveyance Explained: How It Works and FAQ
A deed of reconveyance clears a paid off mortgage from your title, but it won't stop a tax lien or a second mortgage from putting your home at risk.
Mortgage Rates 2025: How New Inflation Data Could Affect Homebuyers
Inflation just ticked up to 3%, and mortgage rates are stuck near mid 6%. Here's why a Fed rate cut won't necessarily bring relief, and what buyers should do instead.
How to Find a Mortgage Broker Near You
Finding a good mortgage broker means checking licensing through the Nationwide Multistate Licensing System, comparing fee structures that typically run 1% to 2% of the loan amount, and vetting candidates…
Refinancing Savings When Mortgage Rates Drop 1 Point
A one point mortgage rate drop can save hundreds monthly, but closing costs and a restarted 30 year term can eat into those gains. Here's how to run the real…
Mortgage Rates Drop Nearly 10% Since May: Time to Lock In?
Comparing the Rate Scenarios Buyers Actually Face Rather than treating mortgage rates as a single number to time perfectly, it helps to compare the realistic scenarios forecasters are actually laying…
Refi Rates Hit a Five Month Low. Time to Refinance?
30 year refinance rates just dropped to 6.87%, the lowest since March. Here is the math on when refinancing actually pays off, and why waiting for a perfect rate may…
Refinance Rates Rise for Third Straight Day
Refinance rates rose for a third straight day, with the 30 year average hitting 7.05%. Here is how it compares across loan types and what is really driving the moves.
Micron (MU) Premarket Gains Build Before Q3 Report
Micron Technology shares are down nearly 5% ahead of a closely watched third quarter earnings report. Analysts have set targets as high as 1,550 USD. Here is what the market…
Alphabet (GOOGL) Joins the Dow Jones Industrial Average
Alphabet is set to join the Dow Jones Industrial Average on June 29, 2026, replacing Verizon. With GOOGL trading at $343.52 and an RSI near oversold territory, here is what…
Bank Stress Tests Offer US Lenders Fresh Health Check
The Fed releases its 2025 bank stress test results Wednesday, covering 32 institutions including JPMorgan and Bank of America. Capital buffers are frozen from last year, but the results still…
Huione Crypto Laundering Network Seized by DOJ
The Justice Department seized a cloud account powering the Huione Group's criminal marketplace infrastructure, prosecutors say. Blockchain analysts call Huione Guarantee the largest illicit marketplace ever, surpassing Silk Road. Here…
Micron (MU) Earnings Carry New Weight Amid AI Fears
Micron Technology reports fiscal Q3 earnings with analysts expecting 1,165% net income growth, but the stock has fallen after five of its past six quarterly prints and the options market…
Oil Storage May Drive the Next Billion Barrels
The Strait of Hormuz closure left SPR stocks at 1983 lows and Cushing near operational minimums. Now India, Australia, and Saudi Aramco are racing to build reserve capacity — and…
Social Security Cuts Loom: When They Could Hit
A Social Security benefits cut could hit as early as Q4 2032, slicing payments to about 78% of what's promised. Here's the math behind the warning, why the trust fund…
SpaceX vs. Nvidia: Better AI Stock
Nvidia slid 3.72% to $200.04 as a comparison with newly public SpaceX put its $5.10T valuation back under scrutiny. We weigh the chip leader's growth, P/E and momentum against the…