Tommy Spencer3 min read
Deed of Reconveyance Explained: How It Works and FAQ
A deed of reconveyance clears a paid off mortgage from your title, but it won't stop a tax lien or a second mortgage from putting your home at risk.
Money Noon — Personal Finance Made Simple
Tommy Spencer3 min read
Louis Fleming1 min read
Trump 50 Year Mortgage Idea: Would It Actually Help Homebuyers?
A 50 year mortgage is a home loan concept, floated recently by President Trump, that would stretch repayment across five decades instead of the standard 30 years, promising lower monthly…
Tommy Spencer4 min read
Mortgage Rates 2025: How New Inflation Data Could Affect Homebuyers
Inflation just ticked up to 3%, and mortgage rates are stuck near mid 6%. Here's why a Fed rate cut won't necessarily bring relief, and what buyers should do instead.
Tommy Spencer2 min read
How to Find a Mortgage Broker Near You
Finding a good mortgage broker means checking licensing through the Nationwide Multistate Licensing System, comparing fee structures that typically run 1% to 2% of the loan amount, and vetting candidates…
Curtis Butler4 min read
Stocks vs Bonds: Which Should You Buy Now?
Stocks chase growth, bonds chase stability. Here is how their returns, risks, and roles in a portfolio actually compare, plus how to think about your own stock and bond split.
Louis Fleming4 min read
Refinancing Anytime Won't Save You From Losing Your Home
A Fed rate cut doesn't guarantee cheaper mortgages, and waiting for lower rates can backfire by pulling more buyers into an already tight housing market.
Arnold Tucker7 min read
Conventional Mortgage vs FHA Loan: Which Home Loan Is Right for You
Conventional mortgages skip the government guarantee but demand stronger credit. Here's how conforming limits, PMI, points and 2023's fee changes actually shape what borrowers pay.
Kent Gray4 min read
Cyclical Stocks Explained: Definition, Examples and Growth Opportunities
Cyclical stocks rise and fall with the economy, from automakers to airlines. Here's how they work, why they're riskier, and how to balance them against defensive holdings.
Norman Simpson4 min read
U.S. Labor Market: How the Post COVID Recovery Looks in Charts
Job losses in 2020 were the worst in decades, but the labor market bounced back in just 29 months. Here is how different sectors, wages and workers fared.
Norman Simpson6 min read
What Is Money? Types, Properties and Practical Uses Explained
What actually makes something count as money? From cowrie shells to Bitcoin, here's a clear breakdown of money's properties, types, and how fiat currency and crypto compare today.