
Government Shutdown: Will Mortgage Rates Fall or Rise?
A government shutdown could push mortgage rates lower or higher, and the missing economic data makes forecasting even harder. Here is what actually drives the swings and what buyers should…
Arnold Tucker approaches mortgages the way a builder approaches a blueprint, methodically and with an eye for structural detail. His writing focuses on loan types, comparing fixed and adjustable rate products, government backed programs, and the fine print that separates one offer from another. He favors long form explainers that walk readers through amortization schedules and payment structures step by step. Arnold is especially drawn to the mechanics of underwriting and enjoys demystifying jargon that often confuses first time borrowers.
19 articles

A government shutdown could push mortgage rates lower or higher, and the missing economic data makes forecasting even harder. Here is what actually drives the swings and what buyers should…

15 year mortgage rates are running about a point below 30 year loans, opening a path to mid 5% pricing. Here is who can actually afford the higher payment.

APR looks like a simple number, but a low one can hide upfront points and fees that only pay off if you keep the loan for decades. Here's how to…

Conventional mortgages skip the government guarantee but demand stronger credit. Here's how conforming limits, PMI, points and 2023's fee changes actually shape what borrowers pay.

Ginnie Mae is a federal government corporation that guarantees timely payment of principal and interest on mortgage backed securities issued by approved lenders, backing pools of FHA, VA, USDA and…

Virgin Galactic shares fell 8.83% to $2.72 on June 21, 2026, leaving the stock close to its 52-week low of $2.27. With a negative P/E and no profitable business unit,…

Albertsons posted Q4 fiscal 2025 revenue of $19.12 billion but delivered the weakest growth among grocery peers. With ACI trading near its 52-week low and yielding nearly 5%, here is…

QQQ dropped to 706.61 USD on June 21, about 5.6% below its 52-week high, as AI-related selling hit Nvidia and Oracle hard. With an RSI of 46.52 and a neutral…

Alan Greenspan, the Federal Reserve chairman who steered the US economy through Black Monday, the dot com crash, the LTCM bailout, and the prelude to 2008, died Monday at 100.…

Agility Robotics is going public via a SPAC merger with Churchill Capital Corp XI at a $2.5 billion valuation. Here is what investors need to know about Digit v5, the…

Meta is building a standalone prediction markets app called Arena under direct orders from Mark Zuckerberg. With Meta stock near a 52-week low and DraftKings already feeling the pressure, here…

OpenAI has unveiled Jalapeño, its first custom AI chip built with Broadcom. The company claims it beats current state-of-the-art silicon in early testing, a direct shot at Nvidia. Here is…

Cerebras Systems dropped nearly 18% after its debut earnings report revealed full-year gross margin guidance well below Nvidia and AMD peers. Here is what the numbers actually say about the…

Wendy's stock surged more than 30% on June 21, 2026, as new executive appointments from Potbelly and a retail-driven short squeeze campaign combined to produce the chain's biggest single-session gain…

Qualcomm is spending $3.92 billion in stock to acquire Modular, an AI software startup whose hardware-agnostic platform could help the chipmaker challenge Nvidia's stranglehold on data center AI development tooling.

Postmaster General David Steiner told a Senate committee this week that USPS is borrowing from employee retirement funds to stay solvent, with deferred obligations of nearly $31 billion and a…

Cerebras Systems beat Q1 revenue estimates in its debut earnings report, but shares plunged more than 17 percent after the AI chip company guided for sharply lower gross margins in…

Salesforce rose 2.3% on a weak tech day after an analyst reaffirmed a $315 target tied to its $3.6 billion Fin acquisition. With shares near a 52-week low and a…

UPS is spending $48 million on 27 temperature-controlled facilities to chase the booming biologics market. With the stock at $105.83 and a 6.2% yield, we weigh whether the healthcare pivot…